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⚡ A-RATED CARRIERS · NO MEDICAL EXAM

Cover your final expenses for as little as $1 a day.

Don't leave your loved ones with the bill. Lock in your rate today and protect your family with up to $25,000 in coverage — no doctor visits, no waiting period for accidents.

Get Your Free Quote

Takes 60 seconds · No obligation

You're all set.

A licensed agent will call you within 5 minutes from a local number.

Watch for a text from Aviated Financial confirming your quote.

A-Rated Carriers
Mutual of Omaha · Americo · Foresters
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No Medical Exam
Approval in minutes
🔒
Rate Locked For Life
Premium never goes up
📞
Licensed Agents
Speak to a real human, not a bot

Why families choose Aviated Financial

We help you compare top-rated final expense plans in minutes — and lock in the lowest rate before they go up.

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From $1/day

Plans start as low as $32/month for $10,000 coverage. We'll show you exactly what you'd pay before you commit.

Approved in minutes

No physical exam. Just a few health questions over the phone. Most applicants are approved on the same call.

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Money goes to your family

Tax-free benefit paid directly to your beneficiary — to use however they need: funeral costs, debts, mortgage, anything.

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Coverage that lasts

Whole life policies that never expire and never increase in price, as long as you pay your premium.

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For ages 50–85

Even if you've been declined elsewhere — we work with carriers that specialize in seniors and pre-existing conditions.

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Living benefits available

Many plans include access to your benefit if you're diagnosed with a terminal, chronic, or critical illness.

What our clients say

Real reviews from real customers across the country.

★★★★★

"I was paying $89/month with another company. Aviated got me the same coverage for $42. The agent walked me through everything and I had my policy issued the next day."

Cynthia L. · Tampa, FL · Age 64
★★★★★

"My husband passed last year and I didn't want my kids to go through what I did. The agent was patient, kind, and didn't pressure me. Got covered for $48 a month."

Patricia R. · Charlotte, NC · Age 67
★★★★★

"I was turned down by two other companies because of my diabetes. Aviated found me a plan that approved me with no exam. Lifesaver."

James C. · Cleveland, OH · Age 58

Common questions

Everything you need to know before you submit your quote.

How much does final expense insurance cost?

It depends on your age, health, tobacco use, and the coverage amount you choose. Most clients pay between $30 and $80 per month. We'll quote you exactly what you'd pay on the call — no obligation.

Do I need a medical exam?

No. Final expense policies are designed to be approved without a doctor visit. You'll just answer a few health questions on the phone and most applicants are approved in minutes.

Can I be denied?

We work with carriers that approve people with diabetes, heart conditions, COPD, and other pre-existing conditions. The vast majority of applicants we speak with qualify for coverage. Our agents will find you the best plan even if you've been declined elsewhere.

How quickly can I be covered?

Most policies are issued within 24-48 hours of applying. Coverage typically begins as soon as you make your first premium payment.

What carriers do you work with?

We're an independent agency representing top A-rated carriers including Mutual of Omaha, Americo, Foresters, AIG, Aetna, and others. This means we shop your application across multiple companies to find you the best rate.

Is my information safe?

Yes. We use bank-level encryption and never sell your information. Your details are only used by our licensed agents to provide you with a quote. See our Privacy Policy for full details.

⚡ FREE QUOTE · 60 SECONDS

Don't leave your family with the bill.

Get your personalized quote and find out exactly what you'd pay — with zero obligation to enroll.

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